5. (1) The regulations in force for the time being under Part 4 of the Consumer Credit (Queensland) Act—
(a) apply as regulations in force for the purposes of the Consumer Credit (Australian Capital Territory) Code; and
(b) as so applying may be referred to as the Consumer Credit (Australian Capital Territory) Regulations.
(2) Schedule 2 to the Consumer Credit (Australian Capital Territory) Code applies in relation to those regulations.
(3) To the extent that a provision of those regulations takes effect from a day earlier than the day of notification of the provision in the Government Gazette of Queensland, the provision does not operate in the Territory so as to—
(a) affect, in a manner prejudicial to any person (other than the Territory or an authority of the Territory), the rights of that person existing before the day of notification; or
(b) impose liabilities on any person (other than the Territory or an authority of the Territory) in respect of anything done or omitted to be done before the day of notification.