(a) if satisfied that the payment of the relevant amount would result in substantial financial hardship—
(i) direct the service provider not to withdraw the essential service—
(A) before the expiration of a specified period; or
(B) unless the applicant fails to comply with a condition specified in the instrument pursuant to section 23;
(ii) declare that the payment of a specified amount within a specified time shall be taken to discharge liability in respect of the account in accordance with the declaration; or
(iii) declare that all liability in respect of the account shall be taken to be discharged; or
(b) if not so satisfied—refuse the application.