18. (1) A public servant assisting the Registrar in the performance of the functions of the office incurs no personal liability for an honest act or omission occurring in the course of that assistance.
(2) Subsection (1) does not apply in relation to an act or omission resulting from—
(a) wilful misconduct by the public servant;
(b) wilful neglect by the public servant; or
(c) wilful failure by the public servant to comply with the financial institutions legislation.
(3) A liability that would (but for this section) personally attach to a public servant attaches to the office of Registrar.