Australian Capital Territory Numbered Acts Australian Capital Territory Numbered Acts(1) A person must not use an insured motor vehicle on a road or road related area if the correct insurance premium has not been paid for the third-party policy applying to the vehicle.
Maximum penalty: 20 penalty units.
(2) It is a defence to a prosecution for an offence against subsection (1) if the defendant establishes that, when the motor vehicle was used on a road or road related area, the defendant had reasonable grounds for believing, and did in fact believe—
(a) if the defendant is the owner (or an owner) of the vehicle—that the correct insurance premium had been paid for the third-party policy; or
(b) in any other case—that the vehicle was an insured motor vehicle.
(3) The fact that the correct insurance premium has not been paid for a third-party policy does not affect the validity or operation of the policy.
(4) An authorised insurer to whom an incorrect insurance premium has been paid may recover any unpaid amount of the premium from the person liable to pay it as a debt in a court of competent jurisdiction.